When it comes to getting medical help, your options are virtually limitless but aren’t always covered by insurance. By enrolling with a PPO plan, you can rest assured knowing that no matter where you seek medical treatment, you will be covered and cared for.
What is a Preferred Provider Organization Plan (PPO)?
A PPO plan is one of the most popular choices for health coverage around. PPO plans are a type of health insurance plan that gathers contracts with a variety of preferred doctors, specialists, hospitals, clinics, and pharmacies, and makes them available under an umbrella of insurance approval.
Top 3 Benefits of a PPO Plan
Enrolling in a PPO plan brings a wealth of benefits. Including:
1. Freedom and Flexibility
Browse through a catalog of insured care providers within your plan at a premium in-network price. You can choose anyone, anywhere, anytime. Note that even if you travel frequently, you won’t be tied down to a specific healthcare provider in case you need medical help while out of town.
2. No Referrals
Unlike an HMO plan, which locks you into setting up a referral from your primary care practitioner first, a PPO plan doesn’t require you to get a referral to see a specialist. This saves you an extra appointment and bills and gets you your care quicker and more efficiently.
3. Out of Network Care
While other plans restrict out-of-network care, a PPO plan covers both in- and out-network care, just with an extra cost. You can see a doctor you prefer even if they’re not in your plan — be prepared to pay a bit more of the bill, but know that you are still covered.
A PPO plan can take the headache out of choosing where to seek your medical care, providing you with a variety of specialists and care providers at your fingertips. Not sure if a PPO plan is right for you? Reach out to one of our friendly, experienced health experts at to learn more about PPO plans and how much they can save you today!