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When it comes to getting medical help, your options are virtually limitless but aren’t always covered by insurance. By enrolling with a PPO plan, you can rest assured knowing that no matter where you seek medical treatment, you will be covered and cared for.

What is a Preferred Provider Organization Plan (PPO)?

A PPO plan is one of the most popular choices for health coverage around. PPO plans are a type of health insurance plan that gathers contracts with a variety of preferred doctors, specialists, hospitals, clinics, and pharmacies, and makes them available under an umbrella of insurance approval.

Top 3 Benefits of a PPO Plan

Enrolling in a PPO plan brings a wealth of benefits. Including:

1. Freedom and Flexibility

Browse through a catalog of insured care providers within your plan at a premium in-network price. You can choose anyone, anywhere, anytime. Note that even if you travel frequently, you won’t be tied down to a specific healthcare provider in case you need medical help while out of town.

2. No Referrals

Unlike an HMO plan, which locks you into setting up a referral from your primary care practitioner first, a PPO plan doesn’t require you to get a referral to see a specialist. This saves you an extra appointment and bills and gets you your care quicker and more efficiently.

3. Out of Network Care

While other plans restrict out-of-network care, a PPO plan covers both in- and out-network care, just with an extra cost. You can see a doctor you prefer even if they’re not in your plan — be prepared to pay a bit more of the bill, but know that you are still covered.

Bottom Line

A PPO plan can take the headache out of choosing where to seek your medical care, providing you with a variety of specialists and care providers at your fingertips. Not sure if a PPO plan is right for you? Reach out to one of our friendly, experienced health experts at (866) 665-0761 to learn more about PPO plans and how much they can save you today!

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